Great friendly personalized service helped me save money on my auto, house, cottage and life insurance. John has mutual funds and RESP's. John and his staff are family friendly and go the extra mile.For young drivers under 25 they have 5 discounts that can save over 40% off rates offered by other insurers. Best of all his phones are always answered promptly by people I know, which is important. Really like the staff - cheerful and caring, & they work hard to help me get the best prices.