Based in Toronto and the GTA, Borrow With Your Vehicle is the leader offering the lowest rates for bad credit personal loans. They offer the lowest rates in the GTA for bad credit vehicle title loans. Customers can get fast loans up to $20,000 as well as open loans so they can pay off early. They will also loan money for car repairs and towing up to $5,000. Borrow With Your Car is part of Prudent Financial Services which specializes in credit repair services and the lowest cost same day personal and vehicle loans for people with bankruptcies, proposals or bad credit scores. There is no penalty for paying off a loan early. Plus, they refund remaining interest if a customer pays before the term ends. Individuals can apply online or call one of their loan professionals who will help with the loan application process. more... See more text