Independent Financial Concepts Group Ltd. (IFCG) is the most innovative MGA (Managing General Agency) in the marketplace today. We've developed systems and procedures that help our Advisors focus on what matters to our clients. IFCG was founded in April 1999 by Gary Mandel and Jaymie Bongard and has stayed true to Gary's vision: that a successful business hinges on the successful interaction of all the people involved. Growing a business takes dedication and respect. more... See more text